CareOne Service Providers has been around for quite a while. They are a reputable company that focuses more on Debt Management as a form of debt relief, rather than debt settlement. They also help people with debts as low as $2,500 whereas most companies look for $10,000 or greater in unsecured debts.

CareOne Service Providers wants to take a more comprehensive approach in my opinion to your debt situation and have lots of online videos to walk you through the whole process.

Like NetDebt the also try to take a 100% online approach to debt consolidation. They do of course have people on hand that you can call to help you with whatever your questions may be.

Their process now asks what is important to you in handling your credit card debts, getting out of debt quickly or maintaining your credit standing. I believe that they try to assess your needs and they have a new debt settlement program they are launching which they will direct you to if it is right for you.

So, again, CareOne Service Providers takes a lower amount of debt to start and now delivers both options from what I understand – debt management and debt settlement.